1. Acceptance of Terms

By accessing and using the Freelance Pay & Tax Calculator (referred to as "the website" or "the tool"), you agree to comply with and be bound by the following Terms & Conditions. If you do not agree to these terms, you should discontinue use of the website immediately.

2. Not Financial or Tax Advice

IMPORTANT DISCLAIMER: All estimates, rates, tax deductions, brackets, and social security contribution percentages provided by this tool are for general informational purposes only. Tax laws are complex and subject to change. This tool is NOT a substitute for professional financial, accounting, legal, or tax consultations.

We strongly advise all freelancers, independent contractors, and business owners to verify their calculations and tax liability with a certified public accountant (CPA), chartered accountant, or local tax authority (such as the IRS, HMRC, Elster, or URSSAF) before making financial decisions or filing tax returns.

3. Disclaimer of Warranties & Liability

The website and its calculator tools are provided on an "as-is" and "as-available" basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the calculations or data.

Under no circumstances shall the owners or developers of this website be held liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to underpaid taxes, tax penalties, loss of income, or billing discrepancies, arising from your reliance on or use of this tool.

4. Permitted Use

You are permitted to use this calculator for personal or internal business rate estimations. You agree not to:

Attempt to scrape, reverse engineer, or redistribute our formulas or code without permission.
Incorporate our calculator tools into external business services or frame our pages on commercial websites.
Use the website in any manner that could disable, damage, or impair our servers or network connections.

5. Intellectual Property

All source code, calculations, algorithms, logos, user interfaces, branding, and text layout on the website are protected by copyright, trademark, and other intellectual property laws. All rights are reserved.

6. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of your local jurisdiction, without regard to conflict of law principles. Any dispute arising out of or related to these terms shall be subject to the exclusive jurisdiction of the competent courts in that region.

7. Contact Us

If you have questions regarding these Terms & Conditions or wish to report a bug in our calculation formulas, please reach out to us at:

support@freelancepaycalculator.com